Question 1

Is the cash discount program legal in Hawaii?

Accepted Answer

Yes — 100% legal in Hawaii and all 50 states. Visa, Mastercard, and the FTC all allow it when properly disclosed. TechSavvy handles all the compliance and signage for you.

Question 2

Will my customers get mad about the surcharge?

Accepted Answer

Most don't even notice. It's the same model gas stations have used for years — cash price vs. card price. The terminal shows the amount clearly before they confirm.

Question 3

How much will I actually save?

Accepted Answer

Most Hawaii businesses save $500–$3,000+ per month, or $6,000–$36,000+ per year depending on volume. Get a free AI statement analysis at techsavvyhawaii.com/statement-review.

Question 4

Is there a contract?

Accepted Answer

No contracts ever. No cancellation fee. Leave anytime with zero penalty. TechSavvy keeps businesses by saving them money, not by trapping them.

Question 5

Do I have to buy the terminal?

Accepted Answer

If you process $10,000+ per month, the terminal is free. We ship it, set it up, and train your team at no cost.

Question 6

How long does it take to get set up?

Accepted Answer

Most businesses are live and processing within 3-7 days after approval. Apply online in 3 minutes, get approved within 24 hours.